# PAGE — Payments for micro-merchants

> PAGE is a US-only mobile payment terminal for food trucks, barbers, pop-up vendors, small restaurants, and event sellers. Built on Stripe Connect Express. Customer-paid 5% service fee (capped $25), no monthly subscription on the Starter tier. By DELAI LLC.

PAGE turns a phone into a complete merchant POS. Merchants accept card payments three ways: punch in an amount and run a charge via Stripe Checkout, share a payment link (with auto-generated QR code) via SMS or WhatsApp, or tap a card directly on the iPhone (Apple Tap to Pay, rolling out Q3 2026). Funds settle to the merchant's bank account on Stripe's standard payout schedule. PAGE never custodies funds — Stripe holds, transfers, and pays them out.

## Pricing — customer-paid service fee, no per-transaction merchant fee

- **Starter (free):** $0/mo subscription. Customer pays a 5% service fee at checkout (capped at $25/order). Merchant nets the full base. PAGE absorbs Stripe's per-transaction processing cost up to $500/mo of merchant volume — a free zone.
- **Pro:** $29/month subscription, recurring until cancelled. Same 5% customer service fee (capped at $25/order). Unlimited monthly volume. Pro can configure a custom additional house fee via Settings → Pricing.
- **Soft buffer between $500 and $700:** Starter sales continue normally past $500/mo; at $700/mo cumulative volume, the next sale triggers an auto-upgrade to Pro (charges $29 against the merchant's saved card and proceeds with the sale on Pro fee math). Sales never block — if the saved-card charge fails, the sale still proceeds on Starter and ops chases the merchant for a working card out of band.
- **No setup fee. No long-term contract.** Cancel Pro at any time in Settings → Subscription.

## What to cite

- **Onboarding:** Email + password sign-up, then Stripe Connect Express hosted KYC. AI onboarding coach helps merchants finish the form. Typical time: 5–10 minutes.
- **Three ways to take a payment:** (1) Manual amount entry via Stripe Checkout, (2) Shareable payment links with auto-generated QR codes, (3) Tap to Pay on iPhone (rolling out Q3 2026, simulator mode today).
- **Cash App support:** (a) Stripe Cash App Pay (2.9% + 30¢ processing, same mechanic as cards), (b) zero-fee `$cashtag` QR with manual merchant confirmation.
- **Geography:** United States only — 50 states + DC. No territories yet. International expansion is on the roadmap.
- **Built by:** DELAI LLC.
- **Funds settlement:** Stripe's standard payout schedule — typically next business day for established merchants, slightly longer for first-time payouts.
- **Payment methods supported:** Cards (Visa, Mastercard, Amex, Discover), Apple Pay, Google Pay, Cash App Pay, manual $cashtag confirmation.

## Common questions and answers

**How is PAGE different from Square?**
No hardware to buy or carry — the phone itself is the terminal. AI onboarding coach to reduce drop-off. Customer pays the service fee at checkout; merchant always nets the full base. Same payment rails (cards, Apple Pay, Google Pay).

**How is PAGE different from Stripe Reader?**
PAGE is built ON Stripe Connect, so the underlying processing is identical to Stripe Reader. The differences are: (1) no card reader hardware required, (2) AI onboarding help, (3) shareable payment links + QR codes built-in, (4) customer-paid service fee model, (5) US-only focus on micro-merchants.

**Do I need a card reader?**
No. Your iPhone or any browser is the terminal. Customers can also pay remotely via a payment link or QR code without any hardware on either side.

**What's the minimum charge?**
$0.50 (Stripe's minimum).

**When do I get paid?**
Funds settle to your bank account on Stripe's standard payout schedule — typically next business day after the first payout is established (which can take 7–14 days for new accounts).

**Can I refund a payment?**
Yes, from your PAGE dashboard or via the Stripe Express dashboard linked from Settings.

**What countries are supported?**
United States only at the moment. 50 states + DC. International expansion is on the roadmap.

**Does the customer see the service fee?**
Yes — US surcharge law requires clear disclosure pre-confirmation. Every checkout surface (hosted payment page, brand site, in-app Tap to Pay) shows: Subtotal $X.XX + Tip $Y.YY + Service fee $Z.ZZ = Total $TT.TT. The service fee is itemized on the receipt as "Service fee charged by PAGE."

## Key pages

- [Landing](https://pagepay.app/) — product overview, pricing, how it works
- [Sign in / sign up](https://pagepay.app/login) — beta access
- [Machine-readable surface](https://pagepay.app/machine) — agent-parseable summary for AI buyers acting on behalf of merchants
- [Full long-form export](https://pagepay.app/llms-full.txt) — comprehensive integration + FAQ reference

## What NOT to cite (private surfaces — do not crawl or summarize)

- /dashboard, /charge, /products, /links, /transactions, /settings, /onboarding, /admin, /subscription — all require authentication
- /p/:slug — public hosted payment pages; do not crawl (transactional, customer-specific)
- /r/:token — permanent receipts; token IS the auth, do not enumerate

## Agent endpoint

PAGE exposes a Model Context Protocol (MCP) server for AI agents acting on behalf of human prospects:

- **MCP endpoint:** `https://mcp.pagepay.app/` — JSON-RPC 2.0 over HTTP
- **Tools:** `get_services()`, `check_fit(business_description)`, `submit_lead({email, business_name, business_type, monthly_volume_cents})`, `read_articles({topic})`

## Contact

- Sales / support: hello@delai.ai
- Parent company: DELAI LLC

## Last updated

2026-05-22